• LinkedIn
  • Facebook
  • Youtube
  • Client Login – Account Access
  • Client Login – Vault
RWM Financial Group
  • ABOUT
    • Our Company
    • Our Team
    • Careers
  • 401K SERVICES
    • 401K PLAN FEATURES
    • 401K RECEIVED SERVICES
    • 401K INVESTMENT ADVISORY SERVICES – IAR
  • Tribal Services
  • TOOLS & RESOURCES
    • BLOG
    • VIDEO LIBRARY
    • RETIREMENT CALCULATOR
  • CLIENT LOGIN
    • ACCOUNT ACCESS
    • VAULT
  • CONTACT
  • Menu Menu

401(K) INVESTMENT ADVISORY SERVICES

RWM Financial Group Advisor’s Retirement Plan Fiduciary and

Investment Services 3(38) fiduciary or 3(21) Co-fiduciary

INVESTMENT POLICY STATEMENT

IAR will assist the plan in the preparation or review of an investment policy statement (IPS) for the plan based upon consultation with the client.

ONGOING INVESTMENT RECOMMENDATIONS

IAR will recommend, for consideration and selection by the client, specific investments to be held by the plan, or in the case of a participant-directed defined contribution plan, to be made available as investment options under the plan. IAR will recommend, for consideration and selection by client, investment replacements if an existing investment is determined by the client to no longer be suitable as an investment option.

ONGOING INVESTMENT MONITORING

IAR will perform ongoing monitoring of investment options in relation to the criteria provided by the client to the IAR. Qualified Default Investment Alternative Assistance. IAR may assist the client with selecting investment products or managed accounts offered by third parties in connection with the definition of a Qualified Default Investment Alternative (QDIA) under ERISA (for plans subject to ERISA).

NON-DISCRETIONARY MODEL PORTFOLIOS

IAR will recommend, for consideration and approval by the client, (i) asset allocation target-date or risk-based model portfolios for the plan to make available to plan participants, and (ii) funds from the lineup of investment options chosen by the client to include in such model portfolios.

PERFORMANCE REPORTS

IAR will prepare periodic reports reviewing the performance of all plan investment options, as well as comparing the performance thereof to benchmarks with the client. The information used to generate the reports will be derived directly from information such as statements provided by the client, investment providers, and/or third parties.

SERVICE PROVIDER LIAISON

IAR shall assist the plan by acting as a liaison between the plan and service providers, product sponsors, and/or vendors. In such cases, IAR shall act only in accordance with instructions from the client on investment or plan administration matters and shall not exercise judgment or discretion.

RWM+(4) Education Services to PLan Committee

EDUCATION SERVICES TO PLAN COMMITTEE

IAR will provide education, training, and/or guidance for the members of the Plan Committee with regard to plan features, retirement readiness matters, or duties and responsibilities of the committee, including education with respect to fiduciary.

PARTICIPANT ENROLLMENT

IAR will assist the client in enrolling plan participants in the plan, including conducting an agreed upon number of enrollment meetings. As part of such meetings, IAR will provide participants with information about the plan, which may include information on the benefits of plan participation, the benefits of increasing plan contributions, the impact of pre-retirement withdrawals on retirement income, the terms of the plan, and the operation of the plan.

PARTICIPANT EDUCATION

IAR will assist with participant education, which may include preparation of education materials and/or conducting investment education seminars and meetings for plan participants. Such meetings may be on a group or individual basis, and may include information about the investment options under the plan (e.g., investment objectives, risk/return characteristics, and historical performance); investment concepts (e.g., diversification, asset classes, and risk and return); and how to determine investment time horizons and assess risk tolerance. Such meetings shall not include specific investment advice about investment options under the plan as being appropriate for a particular participant, but may include use of educational investment models.

PLAN SEARCH SUPPORT/VENDOR ANALYSIS

IAR will assist with the preparation, distribution, and evaluation of Request for Proposals, finalist interviews, and conversion support.

BENCHMARKING SERVICES

IAR will provide the client with comparisons of plan data (e.g., regarding fees, services, participant enrollment, and contributions) to data from the plan’s prior years and/or a benchmark group of similar plans.

ASSISTANCE IDENTIFYING PLAN FEES

IAR will assist the client in identifying the fees and other costs borne by the plan for, as specified by the client, investment management, recordkeeping, participant education, participant communication, and/or other services provided with respect to the plan.

Important Documents

ADV Part 1

ADV Part 2

Address

406 B. Street, Lemoore, CA 93245 

Contact

Tel: 559-924-0304
Toll-Free: 866-702-3276
Fax: 559-924-0314
E-mail: team@rwmfinancialgroup.com

Securities and Advisory services offered through LPL Financial. A registered investment advisor. Member FINRA & SIPC.

The Financial Professionals associated with LPL Financial may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

© 2023 RWM Financial Group. All rights reserved.

site design by digitalstoryteller.io

© 2023 R.W.M. Financial Group. All rights reserved.

site design by digitalstoryteller.io

Scroll to top

This site uses cookies. By continuing to browse the site, you are agreeing to our use of cookies.

Accept settings

Cookie and Privacy Settings



How we use cookies

We may request cookies to be set on your device. We use cookies to let us know when you visit our websites, how you interact with us, to enrich your user experience, and to customize your relationship with our website.

Click on the different category headings to find out more. You can also change some of your preferences. Note that blocking some types of cookies may impact your experience on our websites and the services we are able to offer.

Essential Website Cookies

These cookies are strictly necessary to provide you with services available through our website and to use some of its features.

Because these cookies are strictly necessary to deliver the website, refusing them will have impact how our site functions. You always can block or delete cookies by changing your browser settings and force blocking all cookies on this website. But this will always prompt you to accept/refuse cookies when revisiting our site.

We fully respect if you want to refuse cookies but to avoid asking you again and again kindly allow us to store a cookie for that. You are free to opt out any time or opt in for other cookies to get a better experience. If you refuse cookies we will remove all set cookies in our domain.

We provide you with a list of stored cookies on your computer in our domain so you can check what we stored. Due to security reasons we are not able to show or modify cookies from other domains. You can check these in your browser security settings.

Google Analytics Cookies

These cookies collect information that is used either in aggregate form to help us understand how our website is being used or how effective our marketing campaigns are, or to help us customize our website and application for you in order to enhance your experience.

If you do not want that we track your visit to our site you can disable tracking in your browser here:

Other external services

We also use different external services like Google Webfonts, Google Maps, and external Video providers. Since these providers may collect personal data like your IP address we allow you to block them here. Please be aware that this might heavily reduce the functionality and appearance of our site. Changes will take effect once you reload the page.

Google Webfont Settings:

Google Map Settings:

Google reCaptcha Settings:

Vimeo and Youtube video embeds:

Other cookies

The following cookies are also needed - You can choose if you want to allow them:

Privacy Policy

You can read about our cookies and privacy settings in detail on our Privacy Policy Page.

Accept settingsHide notification only